- Flexibility
- As technology needs are never static, IFL has designed its contracts to give you the ability to exchange products during their lifecycle for others giving greater benefits. You can take advantage of technological change when you need to and no longer be constrained by available budgets.
- Off Balance Sheet Finance
- Customers can start to pay for their technology as a normal operating expense and no longer have to compete for that elusive "capital budget". You can acquire the technology you need when you need it, rather than when you have sufficient capital to pay for it. Off balance sheet finance can cover the majority of a customer’s technology expenditure.
- Total Project Financing
- The nature of technology projects today often means that often as much as 80% of the cost relates to software and solutions (installation, consultancy, training, etc.). IFL has developed contracts which allow these "soft" costs to be financed in a similar way to the hardware elements of a project.
- Business Benefit Pricing
- IFL products help you to match the benefits of a project or investment to the cost by aligning the payment profile to the rate at which benefits are expected to be realised. Business Benefit Pricing will bring technology projects to the top of the list for board approval, as the pay back period for projects is accelerated and the demand for capital budget is reduced.
- "Whole Life" Asset Management
- IFL can provide "whole life" management of
your technology assets from procurement through to disposal, whether
they are hardware, software license or maintenance contracts. IFL can
maintain a central database of these assets which will provide some
of the essential information you will need to manage your infrastructure,
for example the information allows you to:
- Effectively cascade assets to the most appropriate parts of your business rather than simply disposing of assets because their primary user has left or moved;
- Match invoices to purchase orders to avoid double payments to suppliers.
IFL can provide financing structures that allow you to take advantage of technology when you need to rather than when you can afford to. This ensures your business will always have the most effective technology.